TomoCredit Reviews
TomoCredit Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
TomoCredit has a 1.1 star rating from 8 customer reviews and consumers are mostly dissatisfied; TomoCredit reviews frequently mention billing problems and refund requests.
Key Takeaways for Future Customers
- Expect recurring subscription billing concerns and disputed charges.
- Customer service access appears limited; no reliable phone support reported.
- Verify bank compatibility before paying for membership.
Negative Feedback / Risk Areas
- Many customer complaints about unauthorized charges and lack of refunds.
- Difficulty canceling subscription and closing accounts.
- Poor response from customer service and slow or no resolution.
- Reports of high price level and unsupported banks like NetSpend.
Positive Feedback
Some users report credit scores or credit limit improvements, though such comments are infrequent.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
TomoCredit has a 1.1 star rating from 8 customer reviews and consumers are mostly dissatisfied; TomoCredit reviews frequently mention billing problems and refund requests.
Key Takeaways for Future Customers
- Expect recurring subscription billing concerns and disputed charges.
- Customer service access appears limited; no reliable phone support reported.
- Verify bank compatibility before paying for membership.
Negative Feedback / Risk Areas
- Many customer complaints about unauthorized charges and lack of refunds.
- Difficulty canceling subscription and closing accounts.
- Poor response from customer service and slow or no resolution.
- Reports of high price level and unsupported banks like NetSpend.
Positive Feedback
Some users report credit scores or credit limit improvements, though such comments are infrequent.
Media from reviews

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerRefund and scammer
Tomo Credit is a scam and not legit at all its not going to help your credit just keep taking money off your card unauthorized I never had to deal with anything like this this is the worse company ever how are they still in business I just want my refund for 55.99 Ive emailed over 50 emails still no response this is very sad
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerRefund
Zero stars
Tomo Credit is a scam and not legit at all its not going to help your credit just keep taking money off your card unauthorized I never had to deal with anything like this this is the worse company ever how are they still in business I just want my refund for 55.99 Ive emailed over 50 emails still no response this is very sad
Preferred solution: Full refund
User's recommendation: Did even think about Tomo not legit
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |REFUND
- - Customer tried to cancel subscription and asked for refund.
- - Agent said no charge would apply to the new account.
- - They report $100+ missing and calls hang up.
I I CALLED THE NUMBER AT FIRST THEY ANSWERED THE PHONE. I TOLD THEM THAT I WANT TO CANCEL MY SUBSCRIPTION AND I WANT MY REFUND AND HE SAID THAT I WOULDNT BE CHARGED FOR MY SUBSCRIPTION ON THE ACCOUNT THAT I HAD JUST SIGNED UP AND DECIDED THAT I DIDNT WANT THE SAME DAY AND YOU STILL MY ACCOUNT IS MISSING 100 AND SOMETHING DOLLARS FROM THIS CREDIT CARD COMPANY.
I DECIDE TO CALL THE NUMBER BACK EVERY TIME I CALL IT AUTOMATICALLY HANGS UP. I JUST WANT MY MONEY BACK..
- I never went through with it
- But i canceled my subscription no more than six hours
- I tried canceling the same day and yet my money was pending and then it was completely processed
Preferred solution: Full refund
User's recommendation: I WOULD NOT RECOMMEND ANYONE TO DO THIS IF YOU WANT TO CANCEL YOUR SUBSCRIPTION AND GET YOUR MONEY BACK CAUSE I HAVEN’T
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerRefund
Do not deal with Tomo at all
I want a refund for unauthorized charges of 7.99 and 55.99. I have tried emails and everything, still no reply. What credit card service doesn't have a phone number?
- Scammers
Preferred solution: Full refund
User's recommendation: Do not deal with Tomo
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |I am a tomo customer.Everytime I contact them the issue is never resolved.I still have yet to receive my card.
On going issues with tomo. When you pay for services with a company they should always have a correct response time. Not only that but when conducting professional services they should make sure the problem w any customers due to complaints are handled by a live agent.not AI or via email.
- Slight rise in credit
- No c
User's recommendation: Be careful when purchasing tomo
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |You do not support my bank account NetSpend
The reviewer tried to contact the company before posting this review.
- - Cannot add NetSpend account to tomo.
- - Paid $129; requests refund if issue isn’t fixed, and asks status on card delivery and a callback.
I need to speak to someone about my NetSpend account because I cannot add my account to tomo for some reason it doesn't support it and I pay $129 it's either something needs to be done about it or I need a refund of my money because it's no point to even pay if I can't even join my account with y'all and when will I receive my card please someone return my phone call as soon as possible thank you it's been 48 hours
- Credit scores
- Good credit limit i have not
Preferred solution: Full refund
User's recommendation: I'm having trouble with my bank they don't support it my bank is NetSpend I sent $129 in from my account and I asked for a refund because there's no need for me to have an account with them if they don't support my bank so I may be asking for a refund but they don't give refunds so that's a huge problem but I think I'm going to ask for a refund if I don't get connected to my bank connect them to my bank
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerScam and refund
I sent email with no reply
I want a refund, and I want my membership canceled. This is a scam, and I don't want any part of it.
Please refund my money as soon as possible. This is a true scam.
- Scam
Preferred solution: Full refund
You have my 400 for 3 weeks and for the last time -I want my money back-:you all are who moved mine from the lowest anyway-
Im not sure -i was on the bottom tier-then all of a sudden 400 came out of my acount-please refund my 400 immediateky.
User's recommendation: No way
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerSign up in June not posted its September
- - Signed up in June; it's September and not posted.
- - Talk live, not text.
- - New option is $8/month for 30 and refunds are unanswered.
sing up in June its not posted its September talk live not tex and make sure you have a address not a post office box and not number for customers service agent your money goes into the blind now they have a new one $8 a month for 30 which is better so be mindful I've requested a refund 3 times they have not responded yet
- Longer processing
- Lost time
Preferred solution: Posted
User's recommendation: Make sure you talk live not via rex
Theresa Rusk
- - Identity theft: someone on Facebook used my information.
- - $399.99 was taken from my Social Security; I want a refund.
Someone went on Facebook used all my information and you took $399.99 out of my social security I wanted back please my number is 718-207-**** my name is Teresa Rusk are you SK I live at 2:48 Amber Street I will give you the number to the card when you give me back my money thank you so much
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewerwhy the 10k tomo boost i paid for 3 weeks ago has...
why the 10k tomo boost i paid for 3 weeks ago has not posted to my credit file I was told in less then 38 days on the 22nd is thier something wrong or behind or lost
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerCamcel membership
- - Cannot cancel membership and there is a $40 upfront charge plus ongoing fees.
- - No phone number or times to schedule contact.
Does not allow you to cancel membership, took $40 from the start, and who knows what per month. Does not and cannot do what they say they're going to do and does not allow you to cancel. You are to schedule a time to call, although there's no number to call and no available time frames.
- Fake
Preferred solution: Full refund
User's recommendation: Do not do it
Close my account now
- - Ewart Chin requests account closure and charges to stop.
- - He warns of legal action and does not want an account with the company.
I have request for you to close this account and stop charging me and you keep doing this please stop and close this account asap or i will take legal action . I do not wish to have an account with your company
Ewart Chin
805/261-****
User's recommendation: Never
Cancel subscription
- - Daughter tried an app she thought would pay the phone bill.
- - It charged $14.99 monthly.
- - The charge was unauthorized; they want cancellation and refund.
My name is Jamie Beal one month we were short on phone bill and my daughter come across this app and thought that it was them paying your phone bill and it's paying them back and wound up long story short my car got charged $14.99 for some kind of subscription fee I told them it was unauthorized access from my child I did not want it I wished to cancel it never got to refund and they're still trying to charge me for it monthly subscription at 1499 I've reached out an email to them six times already and no response
Ive been attempting to close this account for more than a year
- - No listed customer service number.
- - They won't let you cancel the account.
- - Money is taken for over a year and credit score fell.
SCAM artist fraudulent company - No listed customer service telephone and they do not respond when you attempt to close the account and they keep stealing my money for more than a year and my Credit score has only decreased !!! FRAUDSTERS do not use this company !!!o not use this company they will not allow you to cancel
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerWorse company
They will not refund the subscription even though they no longer have a credit card. I wrote to the BBB and I will have my bank reverse the funds.
- No credit card
- No refunds
Preferred solution: Full refund
User's recommendation: *** no don’t do it
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